Marianne Martini Nolte, CFP®

Welcome! I'm Marianne Nolte, a Fee-Only Fiduciary financial advisor located in San Diego, CA. I provide financial planning and investment management for Women and Young Professionals.

San Diego native

I was born and raised in San Diego, California. This may be what instilled my passion for water sports including boating, skiing, and swimming, and my love of both fresh and saltwater (hence all the aquatic shots on this website). I'm married to an amazing man and I have the two best adult children in their early 20s (yep, proud mom here).

Horse lover

Contrary to Walt Disney, I believe the happiest place on earth is the barn! My first pony's name was Jelly Bean. We leased her for just $15 per month. I went on to ride and show future horses in a variety of disciplines including dressage, eventing, hunter/jumpers. My last horse was a big chestnut quarter horse mare named Pearl. Together Pearl and I trained in reining and cow cutting. My two children grew up with Pearl in their lives and she taught them great horsemanship skills. I'm so proud my kids also enjoy time spent at the barn with horses.

Community Volunteer and Board member

Professionally, business and community involvement keeps me pretty busy, so I now get my horse fix volunteering one morning a week at REINS Therapeutic Horsemanship Program. REINS is a 501(c)(3) non-profit Therapeutic Horsemanship Program located in Fallbrook, California. At REINS, children and adults with disabilities learn how to ride horses and have fun doing it.


Staying active in the Fallbrook community has become a big part of my life. Along with my volunteer time at REINS, I also have a supporting role as a Board of Director member at the Fallbrook Chamber of Commerce. I'm a board member of Legacy Endowment, a community foundation connecting people who care with causes that matter, and with the Fallbrook Women's Club.

Investment Advisor Representative & Registered Investment Advisor

As an Investment Advisor Representative, I find it so rewarding to help Women and Generations X, Y, and Z prioritize their goals, avoid debt, and begin working toward financial stability. My firm, Imagine Financial Services, a Registered Investment Advisor, is located in Fallbrook, CA. I serve my clients both in-person and virtually, so I can be available locally and to those across the country. As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals.

Professional designations and affiliations

I hold the CFP® professional marks which indicate I am held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

I am a NAPFA - Registered Financial Advisor. The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

I am a proud member of XY Planning Network. XYPN is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Together, let's turn your dreams into goals with a plan.

Marianne & REINS Director Debbie Shinner -  REINS 2020 show
Marianne & REINS Director Debbie Shinner - REINS 2020 show
REINS 2020 Marianne and Lucy-Belle
REINS 2020 Marianne and Lucy-Belle

Financial Planning is the alignment of your use capital with what you say is important to you