Financial Services Articles


December 8, 2020

What the heck does fiduciary mean, who is a fiduciary, and why should you consider it to be such a big deal? Some background History on the Fiduciary Rule Back in 2015, then president Barack Obama in an address at AARP stated, “I’m calling on the Department of Labor to update the rules and requirements…

Inheriting an IRA

November 24, 2020

When you are notified that you will be inheriting an IRA, it is important to understand how this can impact your finances and any taxable implications.  Regardless of the dollar amount, it is easy to recognize it as a gracious gift, but be careful to fully understand your options. The SECURE (Setting Every Community Up…

Financial Challenges Faced By Women

November 17, 2020

Financial challenges many women face include pay inequality, caretaking roles, the impact of divorce or the death of a spouse, and finally longevity.   Are you willing to work for .82 cents on the dollar? On your climb up the corporate ladder, did you realize you may be receiving only .82 cents on the dollar compared…

Marianne and Karen talk insurance

VIDEO: Marianne and Karen discuss key personal property insurance issues

November 5, 2020

Marianne Nolte, CFP® professional and CEO of Imagine Financial Services and Karen Estes, senior sales executive and insurance agent at Hatter, Williams & Purdy Insurance talk about the impact on your personal property insurance regarding CA wildfires and short-term rental properties. As these hot topics are addressed, Karen includes tips for making your property more…

The Gold Rules


November 3, 2020

In countries all over the world, gold has been considered a status symbol, investment, and even a currency for thousands of years.  In times of economic volatility, many investors take a closer look at gold to provide a feeling of “safe haven”. Gold was once used to back a country’s currency and this was referred…

Imagine Financial Freedom

Turning dreams into goals with a plan

October 21, 2020

IMAGINE FINANCIAL SERVICES…IMAGINE your best financial future by turning your dreams into goals with a plan Are you seeking to bring financial control into your life? Do you know the cost of childrearing and caring for aging parents? Are you a career changer trying to figure it all out? Do you struggle with taxes concerns or…

Employer 401(k) match suspended


August 6, 2020

Employer 401(k) match suspended,
what can you do?

Teachers Zoom with students


July 29, 2020

Educators, are you insecure about how this next school semester will proceed?  Don’t worry; you’re not alone.   Zoom, Google Classrooms, your own kids staying home and under foot, it’s all just too much! Teachers are overwhelmed right now.  It’s important to curb teacher burnout.  Educator Justin Parmenter talks about, “The burden of trying to adapt…

Free time


July 23, 2020

Retired life and leisure time

Your 401k gold mine


July 16, 2020

Benefits of a 401(k) for employer and employee.

Financial Planning, the alignment of your financial resources with what is important to you.