Financial Services Articles

Marianne Nolte, CFP® professional certification

Marianne Martini Nolte, CFP®

April 14, 2020

The CFP® certification process, administered by CFP Board, identifies to the public that those individuals who have been authorized to use the CFP® certification marks in the U.S. have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients. The…


April 14, 2020

If you are faced with a lower income bracket due to the coronavirus pandemic, a Roth IRA conversion may be advantageous.  Additionally, a Roth IRA conversion may be a savvy strategy for you right now if you feel taxes will be higher down the road when you retire.   What is a Roth conversion?  …

IFS Audio 1 Medicare

IFS Audio 1 – Medicare

April 8, 2020

IFS Audio is intended to provide educational content pertaining to key financial concepts.


March 30, 2020

By Marianne Martini Nolte, CRPC®
March 27, 2020

The Local Pulse Amid Covid-19 Pandemic

March 27, 2020

In February, 2020, the Dow Jones Industrial Average flirted with investors by nearly breaking into an all time historic high of 30,000 points.  A lot has changed with the impact of Covid-19.  In just one month we have experience an overall market decline of nearly 30%.  Yesterday, March 24, as lawmakers began to show signs…

Retirement Planning and the SECURE Act

Retirement planning and the SECURE Act

January 21, 2020

By Marianne Nolte, CRPC® The SECURE legislation (the acronym stands for, Setting Every Community Up for Retirement Enhancement); recently signed by President Trump, is intended to improve retirement savings for many Americans.  The following are a few of the important take-aways from the SECURE Act being signed into law.   RMD age Increase and IRA…

qcd vs rmd san diego financial broker


November 26, 2019

Do you remember Sunday mornings when your Mom or Dad would give you a quarter which you were to put into the collection basket at Church? Technology has come a long way and now you don’t need to put your cash or check in the basket because many Churches provide online giving. You can sign…

Financial Planning, the alignment of your financial resources with what is important to you.