Imagine Financial Services
Financial planning and Investment Management for WOMEN and YOUNG PROFESSIONALS to help them have a confident and empowered relationship with their money
Welcome to Imagine Financial Services!
My name is Marianne Martini Nolte, founder of Imagine Financial Services (IFS), located in Fallbrook, California, serving clients both in person and virtually. IFS is a Registered Investment Advisor and fee-only fiduciary firm. I work with my clients best interests at heart and provide a consistent process for all.
Who I Serve & How I Help
I serve Women and Young Professionals with Financial Planning and Investment Management services to align their financial resources with their goals.
Women deserve protection of assets before marriage, fair representation after divorce, and continued consultation after the death of a spouse. Ladies, are you looking for an advisor who speaks your language? Someone with whom you feel safe sharing your financial issues and concerns?
Are you a Young professional beginning your financial journey and seeking financial education, guidance, and mentoring?
I help clients prioritize their goals, avoid debt, and begin working toward financial stability. I want them to better understand their money and how it can be used; as a tool, to craft their best financial future. Together, let's turn your dreams into goals with a plan!
What does Fee-only and Fiduciary mean?
As a Fee-only advisor, I am exclusively paid a fee for services, by my clients. My firm is an independent Registered Investment Advisor; therefore, I am not beholding to an employer (broker-dealer) who incentivizes employees by paying commissions to sell financial products. The Securities and Exchange Commission (SEC) regulates broker-dealers, and they are required to abide by suitability standards, but they are not required by be fiduciaries. I charge a fee for financial planning and/or a fee based on the percentage of assets I manage for my clients. As a fee-only fiduciary, I must disclose how I am compensated and any potential conflicts of interest.
As a Fiduciary, I am legally obligated to make my clients best interest, my top priority. I must disclose how I am compensated and any potential conflicts of interest. Additionally, to obtain and maintain my Certified Financial Planner ™ designation, I am dedicated to fulfilling the CFP Board's highest fiduciary standard requirements. I choose my clients best interests above all else.
Life can be overwhelming:
If you are wondering if you need investment management or financial planning, ask yourself the following questions:
- Am I even interested in personal finance and do I consistently track my budget, investments and the stock market?
- Do I have time and will I really do the investment analysis myself or would this end up feeling like just another task and potentially information overload?
- I don’t want to miss anything, are there other considerations about my money that I haven’t thought about yet?
Financial Planning is a process of establishing and prioritizing your goals and then working toward meet those goals through strategic management of your financial resources.
I’ve got good news!
You do not need to do all this financial stuff alone. We will work together to discover, define, and plan for your financial priorities. Discipline is required, but I'm here to help.
Getting to know each other is key
Please check out my business profile and see related financial posts on my LinkedIn, Facebook and Twitter pages. Just click the links below and don't forget to "Like" or "Follow".
Proud member of XY Planning Network! Advisors displaying this badge have been accepted into XY Planning Network by vowing to adhere to strict fiduciary standards, and carry the CFP® designation. XY Planning Network is the leading financial planning platform for fee-for-service financial advisors who want to serve their Gen X and Gen Y peers by providing comprehensive financial planning services without product sales or asset minimums.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Powered by XY Investment Solutions. Advisors displaying this badge utilize the collective investment expertise of XY Investment Solutions to build portfolios aligned for clients’ risk tolerance and goals. This badge does not constitute an endorsement of the advisor by XY Investment Solutions.
Investment Management & Financial Planning Services
Imagine Financial Services
Imagine Financial Services takes a passive investment strategy to help you build wealth gradually over time.
Get rich quick is not a plan! I'm not a day trader, I believe in a buy and hold strategy with a vision of long term growth.
I'll help you organize your financial life to free up your cash flow. Then you can begin or add to your to investments and watch your financial future develop over time. It's best to begin sooner rather than later and to do so consistently over time. Let the power of compounding interest work for you. It's that simple.
Goals, goals, goals. Financial planning is all about defining goals, prioritizing those goals, and setting a plan in place to work towards achieving your goals. Financial planning encompasses a holistic approach to your financial life including general principals and strategies related to tax, estate, retirement, risk management, in addition to your investments.