Investment Management & Financial Planning Services

Financial Services and Fees

Imagine Financial Services (IFS) services are designed to take a holistic approach across all aspects of your financial life.  IFS  provides a clear process and guidance while helping you manage your resources so you can confidently pursue your goals.  

 

I help women and young professionals who want to take charge of their financial futures by digging deeper, being held accountable, and pursuing more joyful, healthier, gratifying lives with a financial plan of action. Services offered: Jump Start - Project Planning, IFS360 - Financial Planning, and Investment Management.

Jump Start - Project Planning

Jump Start - Who does this fit?

Perfect for someone who has target-specific questions/goals. Have any of the following thoughts ever crossed your mind:

  • Help, I can't figure out where my money seems to go?
  • Can I afford to purchase a new car/house?
  • When is the optimal age to begin taking Social Security?

Jump Start - Project Planning Process
We begin with 2-3 initial meetings to engage, gather information, and define goals. Then I go to work with the analysis and development of recommendations and strategy options. I proved a written qualitative & quantitative executive summary. Now it is time to implement.

Jump Start - Length of time? 
A 2-5 month engagement depending on the complexity and time constraints of your goal.  Optional ongoing support is available.

Jump Start - Cost
Fee ranges between $1,500-$2,700.

Upon completion of the Jump Start project, optional maintenance is available with a subscription price of $75 per month on a month-to-month basis.  You can opt out at any time.

 

IFS 360 - Financial Planning

IFS360 - Who does this fit?
This personality is looking for a professional partner to help develop a comprehensive financial plan addressing all domains of financial well-being and help you prepare for the unknown. IFS360 includes short-term and long-term goals, tax, estate, debt management, insurance planning, and investments.

IFS360 - Comprehensive Planning Process
We begin with 5-6 initial meetings to engage, gather information, and define goals. Then I go to work with the analysis and development of recommendations and strategy options. I proved a written qualitative & quantitative executive summary of your life profile, financial goals, and prioritized financial planning recommendations for implementation. Detailed breakdowns of key financial considerations are available in an in-depth financial report. 2 additional check-in meetings keep your actionable steps progressing.

IFS360 - Length of time?
A 1-year engagement. Optional ongoing support is available.

IFS360 - Cost
Fee $4,500.

Upon completion of the 1-year engagement, optional maintenance and annual update are available with a subscription price of $175 per month on a month-to-month basis.  You can opt out at any time.

 

Investment Management

Investment Management - Who does this fit?
Anyone who either wants to start investing or who has already accumulated investment assets. No account minimum is required.

Imagine Financial Services follows a passive investment philosophy. I believe in investing client assets as efficiently as possible, reducing costs while aiming for the best risk-adjusted return.

Fees for Investment Management are based on account values also known as Assets Under Management (AUM)

AUM $500 - $125,000                   Annual Fee 1.5%

AUM $125,001 - $250,000            Annual Fee 1.25%

AUM $250,001 - $500,000            Annual Fee 1.1%

AUM $500,001 - $1,000,000         Annual Fee 1%

$1,000,001+                                     Negotiable

 

*AUM between $400,000-$750,000:        Jump Start included at no extra charge.

* AUM above $750,000:                             IFS360 and Ongoing Support included at no additional charge.

 

Based in San Diego, California. Available in person or virtually.

Marianne M. Nolte, CFP®

Imagine Financial Services is located in Fallbrook, California. Financial services can be performed virtually or in person.  We are not limited geographically.  Let me know what works best for you.  I believe in convenience for all parties.