Financial Planning & Investment Management Services
Financial Services and Fees
Three service options, one goal...your success
- Project Planning
- Comprehensive Planning
- Investment Management
Helping women and young professionals who want to take charge of their financial futures by digging deeper, being held accountable, and pursuing more joyful, healthier, gratifying lives with a financial plan of action.
KICK START - Project Planning
Perfect for someone who has target-specific questions/goals.
- Help, I can't figure out where my money seems to go?
- Can I afford to purchase a new car/house?
- When is the optimal age to begin taking Social Security?
KICK START - The Process
We begin with a Discovery Meeting defining the scope of your project, next is a Data Gathering and Risk Assessment Meeting, and we wrap up with a Recommendation Meeting.
KICK START - Length of time
5 month engagement.
KICK START - Cost
Fee: $3300 ($1650 due upfront with 5 monthly payments of $330/mo).
*KICK START project fee waived with Investment Management AUM between $500,000-$950,000.
THE WORKS - Comprehensive Financial Planning
Designed for those seeking a professional guide, counselor, and accountability partner. Comprehensive financial planning addresses all domains of your financial well-being.
THE WORKS - The Process
We begin with a Discovery Meetings, a Data Gathering and Risk Assessment Meeting, Recommendation and Alternative Meetings, Implementation Meetings, along with Review and Monitor Meetings.
THE WORKS - Length of time
Minimum 12 month commitment.
THE WORKS - Cost
Fee: $6000 ($3000 upfront with minimum 12 payments in arrears of $250/mo).
*THE WORKS comprehensive planning fee waived with Investment Management AUM above $950,000.
Investment Management
Imagine Financial Services follows an evidence-based passive investment philosophy. Investable assets are allocated in low-cost, diversified, Mutual Funds and ETFs while aiming for the best risk-adjusted return. No account minimum is required.
- Evidence-based investing and Portfolio design
- Low cost, tax-efficient solutions
- Rebalancing
- Performance reporting
- Implementation and ongoing support
Investment Management - Cost
Fee determined on account value (Assets Under Management (AUM))
$500 - $150,000 AUM, Annual Fee 1.5%
$150,001 - $300,000 AUM, Annual Fee 1.25%
$300,001 - $650,000 AUM, Annual Fee 1.1%
$650,001 - $1,000,000 AUM, Annual Fee 1%
$1,000,001 - $2,000,000 AUM, Annual Fee 0.9%
$2,000,001 - $5,000,000 AUM, Annual Fee 0.75%
Above $5,000,000 Negotiable
*AUM between $500,000-$950,000: KICK START project included annually at no additional charge.
*AUM above $950,000: THE WORKS comprehensive planning included at no additional charge.
Based in San Diego, California. Available in person or virtually.
Marianne M. Nolte, CFP®
Imagine Financial Services is located in Fallbrook, California. Financial services can be performed virtually or in person. We are not limited geographically. Let me know what works best for you. I believe in convenience for all parties.