Investment Management & Financial Planning Services
Financial Services and Fees
Imagine Financial Services (IFS) services are designed to take a holistic approach across all aspects of your financial life. IFS provides a clear process and guidance while helping you manage your resources so you can confidently pursue your goals.
I help women and young professionals who want to take charge of their financial futures by digging deeper, being held accountable, and pursuing more joyful, healthier, gratifying lives with a financial plan of action. Services offered: Jump Start - Project Planning, IFS360 - Financial Planning, and Investment Management.
Jump Start - Project Planning
Jump Start - Who does this fit?
Perfect for someone who has target-specific questions/goals. Have any of the following thoughts ever crossed your mind:
- Help, I can't figure out where my money seems to go?
- Can I afford to purchase a new car/house?
- When is the optimal age to begin taking Social Security?
Jump Start - Project Planning Process
We begin with 2-3 initial meetings to engage, gather information, and define goals. Then I go to work with the analysis and development of recommendations and strategy options. I proved a written qualitative & quantitative executive summary. Now it is time to implement.
Jump Start - Length of time?
A 2-5 month engagement depending on the complexity and time constraints of your goal. Optional ongoing support is available.
Jump Start - Cost
Fee ranges between $1,500-$2,700.
Upon completion of the Jump Start project, optional maintenance is available with a subscription price of $75 per month on a month-to-month basis. You can opt out at any time.
IFS 360 - Financial Planning
IFS360 - Who does this fit?
This personality is looking for a professional partner to help develop a comprehensive financial plan addressing all domains of financial well-being and help you prepare for the unknown. IFS360 includes short-term and long-term goals, tax, estate, debt management, insurance planning, and investments.
IFS360 - Comprehensive Planning Process
We begin with 5-6 initial meetings to engage, gather information, and define goals. Then I go to work with the analysis and development of recommendations and strategy options. I proved a written qualitative & quantitative executive summary of your life profile, financial goals, and prioritized financial planning recommendations for implementation. Detailed breakdowns of key financial considerations are available in an in-depth financial report. 2 additional check-in meetings keep your actionable steps progressing.
IFS360 - Length of time?
A 1-year engagement. Optional ongoing support is available.
IFS360 - Cost
Upon completion of the 1-year engagement, optional maintenance and annual update are available with a subscription price of $175 per month on a month-to-month basis. You can opt out at any time.
Investment Management - Who does this fit?
Anyone who either wants to start investing or who has already accumulated investment assets. No account minimum is required.
Imagine Financial Services follows a passive investment philosophy. I believe in investing client assets as efficiently as possible, reducing costs while aiming for the best risk-adjusted return.
Fees for Investment Management are based on account values also known as Assets Under Management (AUM)
AUM $500 - $125,000 Annual Fee 1.5%
AUM $125,001 - $250,000 Annual Fee 1.25%
AUM $250,001 - $500,000 Annual Fee 1.1%
AUM $500,001 - $1,000,000 Annual Fee 1%
*AUM between $400,000-$750,000: Jump Start included at no extra charge.
* AUM above $750,000: IFS360 and Ongoing Support included at no additional charge.
Based in San Diego, California. Available in person or virtually.
Marianne M. Nolte, CFP®
Imagine Financial Services is located in Fallbrook, California. Financial services can be performed virtually or in person. We are not limited geographically. Let me know what works best for you. I believe in convenience for all parties.