Financial Planning & Investment Management Services

Financial Services and Fees

Three service options, one goal...your success

  1. Project Planning
  2. Comprehensive Planning
  3. Investment Management 

Helping women and young professionals who want to take charge of their financial futures by digging deeper, being held accountable, and pursuing more joyful, healthier, gratifying lives with a financial plan of action. 

KICK START - Project Planning

Perfect for someone who has target-specific questions/goals. 

  • Help, I can't figure out where my money seems to go?
  • Can I afford to purchase a new car/house?
  • When is the optimal age to begin taking Social Security?

KICK START - The Process

We begin with a Discovery Meeting defining the scope of your project, next is a Data Gathering and Risk Assessment Meeting, and we wrap up with a Recommendation Meeting.

KICK START - Length of time 

5 month engagement.

KICK START - Cost

Fee: $3300 ($1650 due upfront with 5 monthly payments of $330/mo).

 

*KICK START project fee waived with Investment Management AUM between $500,000-$950,000.

THE WORKS - Comprehensive Financial Planning

Designed for those seeking a professional guide, counselor, and accountability partner. Comprehensive financial planning addresses all domains of your financial well-being. 

THE WORKS - The Process

We begin with a Discovery Meetings, a Data Gathering and Risk Assessment Meeting, Recommendation and Alternative Meetings, Implementation Meetings, along with Review and Monitor Meetings. 

THE WORKS - Length of time

Minimum 12 month commitment.

THE WORKS - Cost

Fee: $6000 ($3000 upfront with minimum 12 payments in arrears of $250/mo).

 

*THE WORKS comprehensive planning fee waived with Investment Management AUM above $950,000.

Investment Management

Imagine Financial Services follows an evidence-based passive investment philosophy.   Investable assets are allocated in low-cost, diversified, Mutual Funds and ETFs while aiming for the best risk-adjusted return. No account minimum is required.

  • Evidence-based investing and Portfolio design
  • Low cost, tax-efficient solutions
  • Rebalancing
  • Performance reporting
  • Implementation and ongoing support

Investment Management - Cost

Fee determined on account value (Assets Under Management (AUM))

$500 - $150,000 AUM,  Annual Fee 1.5%

$150,001 - $300,000 AUM, Annual Fee 1.25%

$300,001 - $650,000 AUM, Annual Fee 1.1%

$650,001 - $1,000,000 AUM, Annual Fee 1%

$1,000,001 - $2,000,000 AUM, Annual Fee 0.9%

$2,000,001 - $5,000,000 AUM, Annual Fee 0.75%

Above $5,000,000 Negotiable

 

*AUM between $500,000-$950,000: KICK START project included annually at no additional charge.

*AUM above $950,000: THE WORKS comprehensive planning included at no additional charge.

 

Based in San Diego, California. Available in person or virtually.

Marianne M. Nolte, CFP®

Imagine Financial Services is located in Fallbrook, California. Financial services can be performed virtually or in person.  We are not limited geographically.  Let me know what works best for you.  I believe in convenience for all parties.